INS LifeGuard
Unlocking Funding for Products Through CHSP and HCP in Australia

Navigating the care systems for seniors in Australia can often feel overwhelming, especially when trying to understand which products and services can be funded through the Commonwealth Home Support Programme (CHSP) and the Home Care Package (HCP). These programs are designed to help older Australians remain independent and safe in their homes, offering funding for a wide range of products and services. Here's a closer look at what you can access through these programs.
CHSP: A Helping Hand for Basic Support
The Commonwealth Home Support Programme (CHSP) is an entry-level support system aimed at providing low-cost, basic assistance to seniors who need help with day-to-day tasks. The program is designed for those who require some support to stay independent and continue living in their homes.
Funded Products and Services
Mobility Aids
Items such as walking frames, canes, and wheelchairs are funded to assist with mobility around the home and in the community.
Personal Care Products
This includes items like shower chairs, grab rails, and non-slip mats to ensure safety during daily personal care activities.
Home Modifications
Small changes, such as installing ramps or handrails, can be funded to make the home safer and more accessible.
Assistive Devices
Products that help with communication or daily tasks, such as amplified phones, hearing aids, or medication organisers, can be supported. Personal alarms can also be funded to help seniors live safely and independently. They also provide peace of mind to carers and family members, knowing their loved one can quickly seek help in an emergency.
CHSP funding is usually allocated for these types of products in a one-off or short-term capacity, with the goal of providing temporary relief or assistance.
HCP: Tailored, Comprehensive Support
For seniors who require more extensive and long-term care, the Home Care Package (HCP) offers tailored packages based on an individual’s specific needs. HCP funding is more comprehensive than CHSP and allows for a wider range of products and services to be accessed.
Funded Products and Services
Medical Equipment
Specialised equipment, such as hospital beds, oxygen machines, and pressure mattresses,
medical alert solutions can be funded to assist those with medical needs at home.
Home Modifications and Maintenance
Larger modifications, like bathroom renovations or stairlifts, can be funded, along with ongoing maintenance services to keep the home safe and functional.
Technology and Assistive Devices
From tablets and smart home devices that promote connectivity and safety to
senior alert systems and personal alarms, HCP funding covers a broad range of technology products that help seniors live more independently.
Continence Products
For those who need continence care, products like pads, catheters, and bed protectors can be funded.
Nutritional Support
HCP also funds meal preparation services, and in some cases, dietary supplements or meal delivery services, ensuring proper nutrition.
Transport Services
Funding is available for transport to medical appointments, community activities, and social engagements, ensuring that seniors can maintain their connection with the broader community.
Choosing the Right Program for Your Needs
The type of funding you can access depends largely on your level of care needs. CHSP is ideal for those who need short-term or basic support, while HCP provides more comprehensive, ongoing assistance. It's important to assess your situation and consult with a provider who can guide you through the application process and ensure you receive the right level of funding for your needs.
How to Get Started
If you or your loved one could benefit from these programs, the first step is to undergo an assessment through My Aged Care. Once your needs are evaluated, you will be guided toward either CHSP or HCP based on the level of care required. From there, your provider can help you access the necessary products and services.
Final Thoughts
Both CHSP and HCP provide vital funding for a range of products that enhance quality of life, promote independence, and support ageing in place. Whether you need mobility aids, personal care products, or more specialised equipment, these programs ensure that seniors have access to the tools they need to live safely and comfortably at home.
Personal alarms, also known as medical alerts or emergency response systems, are buttons and wearable devices that allow users to request immediate help with a simple press. At INS LifeGuard, these devices connect users 24/7 to highly trained nurses, making us the only emergency response service staffed by nurses and other healthcare professionals. This ensures prompt assistance in critical situations, such as falls, accidents, health inquiries, emotional support, welfare checks, and post-hospital care. For elderly individuals living independently, personal alarms offer invaluable reassurance, enabling them to stay in their homes with confidence.
If you are unsure which products or services might be right for you, don’t hesitate to reach out for more information.

About
INS LifeGuard is the only 24/7 nurse on-call personal and medical monitoring in Australia. We provide monitoring technology for both in the home and on the go and can also monitor other provider's equipment. Our services are suitable for anyone wanting support to stay independent such as the elderly, those with medical conditions and disabilities plus enhancing safety and security for lone workers.